This established, independent property and casualty insurance agency operates under a leading franchise, specializing in affordable auto insurance policies. With 95% of revenue from auto insurance and 5% from homeowners’ insurance, the agency has built a highly stable, recurring revenue base.
Strategically located in a high-traffic area, the business benefits from steady walk-in customer flow and minimal outbound marketing. It utilizes a computerized quoting system to provide customers with the most competitive rates, ensuring strong customer retention.
With steady growth over the past decade, the agency presents significant expansion potential, particularly by introducing small business/commercial insurance services, which could substantially increase revenue.
If you are interested in this opportunity and meet the qualifications, please contact us to learn more.
Key Highlights
- Prime Location & Strong Customer Flow – Situated in a major city in Florida, the agency benefits from constant foot traffic in a high-visibility commercial area.
- Minimal Owner Involvement – The owner is semi-retired, with daily operations managed by an experienced team.
- Recurring Revenue & High Retention – Auto insurance renews every six months, creating a stable and predictable income stream.
- Franchise Support & Competitive Advantage – As part of the Estrella Insurance network, the agency gains brand recognition, marketing support, and training resources.
- Growth Potential – Expanding into commercial and health insurance could double commissions to $1M within 3-5 years.
Growth Opportunities
- Expand Insurance Offerings – The agency holds active licenses for commercial and health insurance, which remain untapped revenue sources.
- Increase Market Reach – Franchise insights suggest targeting small businesses and new customer demographics to drive higher sales.
- Boost Operational Capacity – Hiring an additional sales agent could accelerate growth and enhance service efficiency.
Franchise Details & Requirements
- Franchise Transfer Fee: $7,500
- Royalty Fee: 10-14% of net commissions
- Advertising Fee: 7% of net commissions
- Training & Support: Two-week mandatory training in Miami for new ownership transition
Listing Details
Reason For Sale: The owner is retiring and seeking a qualified buyer to take over this profitable, well-established business.
Additional Information
Owner Qualifications:
- Must possess a 220 Property & Casualty Insurance License for Florida.
- At least 1 year of experience in P&C insurance sales.
- Financial solvency and ability to meet franchise transfer requirements.
- Must complete two-week mandatory training in Miami and be approved by the franchisor.
