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This established, independent property and casualty insurance agency operates under a leading franchise, specializing in affordable auto insurance policies. With 95% of revenue from auto insurance and 5% from homeowners’ insurance, the agency has built a highly stable, recurring revenue base.

Strategically located in a high-traffic area, the business benefits from steady walk-in customer flow and minimal outbound marketing. It utilizes a computerized quoting system to provide customers with the most competitive rates, ensuring strong customer retention.

With steady growth over the past decade, the agency presents significant expansion potential, particularly by introducing small business/commercial insurance services, which could substantially increase revenue.

If you are interested in this opportunity and meet the qualifications, please contact us to learn more.

Key Highlights

• Prime Location & Strong Customer Flow – Situated in a major city in Florida, the agency benefits from constant foot traffic in a high-visibility commercial area.
• Minimal Owner Involvement – The owner is semi-retired, with daily operations managed by an experienced team.
• Recurring Revenue & High Retention – Auto insurance renews every six months, creating a stable and predictable income stream.
• Franchise Support & Competitive Advantage – As part of the Estrella Insurance network, the agency gains brand recognition, marketing support, and training resources.
• Growth Potential – Expanding into commercial and health insurance could double commissions to $1M within 3-5 years.

Growth Opportunities

• Expand Insurance Offerings – The agency holds active licenses for commercial and health insurance, which remain untapped revenue sources.
• Increase Market Reach – Franchise insights suggest targeting small businesses and new customer demographics to drive higher sales.
• Boost Operational Capacity – Hiring an additional sales agent could accelerate growth and enhance service efficiency.

Franchise Details & Requirements

• Franchise Transfer Fee: $7,500
• Royalty Fee: 10-14% of net commissions
• Advertising Fee: 7% of net commissions
• Training & Support: Two-week mandatory training in Miami for new ownership transition

The company has been sold. Contact us if you would like to sell your collection agency. 

This unique business has been growing at 25% each year and has limited competition & high barriers to entry. They provide national claims collection and subrogation services to the transportation industry. This niche business services small and large passenger and cargo transportation fleet owners offering a contingency-based fee model that is understandably well-received.

Ownership’s business model essentially uncovers “found money” for its clients through its expertise in the property insurance industry, with no out-of-pocket cost. Using a complimentary audit process as a door-opener, the company identifies additional insurance collection opportunities in physical damage, loss of use, and diminished value claims, and more, resulting in the collection of hundreds of thousands of additional dollars for its clients.

Outstanding relationships with carriers result in the fast settlement of claims, further endearing the company to its customers as evidenced by robust customer retention rates.

Recession and COVID proof, the opportunity has no ceiling, no inventory, no receivables, low overhead, and nearly 40% gross margins!! This ideal service business is easily scalable with the implementation of a marketing plan. The business can readily be relocated or operated virtually. Skilled, tenured back-office staff complete this turnkey offering.

If you are interested in buying a business please view our other businesses for sale.

This business has been sold. Please contact us if you would like to discuss how to sell your insurance agency.

This brokerage has been established for many years, addressing the insurance needs of both individuals and businesses. The breakdown of the book of business is approximately 75% personal and 25% commercial. Automobile policies account for 65% of personal line commissions, with homeowners and other products generating 35%. The brokerage has had longstanding direct appointments with Fidelity National, Franklin Mutual, Farmers of Flemington, Mercury Insurance Group, IFA, and Plymouth Rock. Homeowner and auto policies are also written through JIMCOR, a wholesaler. The brokerage is authorized to process applications on behalf of the New Jersey Personal Automobile Insurance Plan (NJPAIP). Commercial customers are served through products offered by Starr Indemnity and other companies. The book of business has maintained loss ratios at a level that has historically been significantly lower than average. The brokerage occupies 1,300 sq. ft. of space in a storefront location on a main thoroughfare. The owner is receptive to selling either the book of business or the entire brokerage. Since he owns the building that houses the brokerage, he has the flexibility to accommodate the buyer’s preference regarding the length of a lease commitment.